It’s been said there are two certainties in life; death and taxes. Unfortunately for over 300,000 taxpayers, this also included getting their tax records stolen. I should know, it happened to me this year. Imagine my surprise when my CPA told me that somebody had already filed taxes under my Social Security Number. Eventually, I was able to file my taxes by mail and receive my refund…albeit five months late. It may be a while before the full extent of the IRS data breach becomes evident, in the meantime over a quarter million people will have to keep a close eye on their credit.

Data breaches are a fact of life nowadays, if you haven’t been affected by one yet chances are you will be in the future. Being prepared isn’t just about preparing for an unlikely event like a total collapse of society, it is about dealing with common events like data breaches. Keeping a close eye on your financial accounts and credit report is almost as important as securing your home. The Better Business Bureau has some advice on what to do in the event of a data breach, you can also find some helpful information over at CardRatings. What’s important is you remain vigilant when it comes to your finances because it can become a taxing matter in more ways than one.

I’m writing this post somewhere over the Atlantic Ocean from a coffee shop at Heathrow Airport as I get ready travel back to the USA. Besides providing a much-needed break from work, my three weeks in Europe have provided inspiration for posts that may help you in your preparations. This post is going to deal with two things that you need in good working order all the time…your feet.

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The other day, I mentioned how probability is important in making and prioritizing preparation activities. Today, I’m going to discuss one event that has about a 3% probability of happening to you if you live in the United States. Its something you need to be prepared for because it can happen right in front of you, or to you, anytime you get behind the wheel.

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The vast majority of break-in occur through the front door. This is because most front doors in American homes are fairly easy for a criminal to break into. However, one can make a front door more resilient to would-be burglars by installing better entry doors. I recently did this and wanted to share my experience with hardening my home in this manner.

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